1. Acceptance of Terms

By accessing or using Foreign Tax Helper (“the Service”), you agree to be bound by these Terms & Conditions. If you do not agree, do not use the Service.

2. Description of Service

The Service is a software tool that processes brokerage activity statement CSV files to generate Indian income tax schedule computations. The Service performs automated calculations based on publicly available Indian tax rules, including but not limited to Rule 115 TTBR conversion, FIFO lot matching, and foreign tax credit computation.

3. NO WARRANTY — DISCLAIMER

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

WARRANTIES OF MERCHANTABILITY
FITNESS FOR A PARTICULAR PURPOSE
NON-INFRINGEMENT
ACCURACY OR COMPLETENESS OF COMPUTATIONS
CORRECTNESS OF TAX SCHEDULES OR TTBR RATES
SUITABILITY FOR TAX FILING OR ANY OTHER PURPOSE

THE OPERATORS MAKE NO REPRESENTATION THAT THE COMPUTATIONS, RATES, CLASSIFICATIONS, OR OUTPUT GENERATED BY THIS SERVICE ARE CORRECT, COMPLETE, OR SUITABLE FOR FILING WITH ANY TAX AUTHORITY.

4. Not Tax, Legal, or Financial Advice

The Service does not provide tax advice, legal advice, or financial advice. The output generated by the Service is for informational and convenience purposes only. You must independently verify all computations with a qualified Chartered Accountant, tax advisor, or other professional before relying on them for any purpose, including but not limited to filing income tax returns.

Tax laws, rules, and rates change frequently. The Service may not reflect the most current regulations, amendments, or interpretations. The user is solely responsible for ensuring compliance with applicable laws.

5. Limitation of Liability

IN NO EVENT SHALL THE OPERATORS, DEVELOPERS, OR AFFILIATES OF THE SERVICE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

Loss of profits, revenue, or data
Tax penalties, interest, or additional tax liability resulting from incorrect computations
Fines or penalties imposed by any tax authority
Any costs arising from the need to re-file or amend tax returns
Any other financial or non-financial damages

THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF THE OPERATORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ANY CASE, THE TOTAL LIABILITY OF THE OPERATORS SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE SPECIFIC EXPORT THAT GAVE RISE TO THE CLAIM.

6. User Responsibilities

You acknowledge and agree that:

You are solely responsible for the accuracy of data you upload and configure.
You will independently verify all output before using it for any purpose.
You will consult a qualified tax professional before filing any tax return based on the output.
You understand that the TTBR rates, tax rules, and computation logic may contain errors.
You assume all risk associated with using the Service and its output.

7. Payment and Refunds

Payment is required for each export/download. Each payment grants you one download of the Excel workbook. Re-downloads require a new payment. All payments are processed through Razorpay and are subject to Razorpay's terms. Given the digital nature of the product, refunds are generally not provided. However, if you experience a technical failure that prevents download after successful payment, contact us for resolution.

8. Intellectual Property

The Service and its original source code are the property of the operators. The tax computation rules (Rule 115, FIFO matching, Schedule formats, etc.) are based on publicly available Indian tax law and are not proprietary. The TTBR rates are sourced from publicly available SBI publications. The Service is not affiliated with any brokerage, financial institution, or government body.

9. Indemnification

You agree to indemnify and hold harmless the operators from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service, your violation of these Terms, or your filing of tax returns based on the Service's output.

10. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the modified Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

13. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the operators regarding the use of the Service.